Obamacare grandfathering rules were written AFTER the law was passed.


obama as goebbels

Adrienne’s Corner:

Did Obama write the regulation to cancel your insurance after Obamacare was passed?…

Rand Paul says he did.

And the democrats (you know – the ones who claim they didn’t know anything about this) voted to keep the regulation that if your insurance changed in any way it would be cancelled.

Why are we just hearing about this now??

Rand Paul, speaking at the Charleston Meeting on November 11, 2013:

“I’m still learning about it. It’s 20,000 pages of regulations. The Bill was 2,000 pages and I didn’t realize this until this week, the whole idea of you losing or getting your insurance cancelled wasn’t in the original Obamacare. It was a regulation WRITTEN BY PRESIDENT OBAMA, three months later.

So we had a vote, this is before I got up there. The Republicans had a vote to try to cancel that regulation so you COULDN’T BE CANCELLED, to grandfather everybody in. You know what the vote was? Straight party line. EVERY DEMOCRAT VOTED TO KEEP THE RULE THAT CANCELS YOUR INSURANCE.”

Video is at the link.

Obamacare was officially shoved down American’s throat on March 23, 2010.

The grandfathering rules were written well after that date:

On June 17, 2010, the Departments of Health and Human Services, Labor, and Treasury (“Departments”) issued interim final rules with request for comments regarding grandfathered plans. The regulation identified certain changes to benefits, cost-sharing, employer contributions, and access to coverage that would cause the loss of grandfathered status. It also clarified the loss of grandfathered status in either of the following instances: for a plan that did not have continuous enrollment (does not need to be the same enrollee), and termination of an existing collective bargaining agreement under which grandfathered health coverage was provided. In addition, the regulation included transitional rules that provide some flexibility in allowing changes to be made to the terms of a plan or coverage after enactment that do not cause loss of grandfathered status, and analysis of the potential impact of grandfathering rules on group and individual health plans. Comments on the interim final rules were due by August 16, 2010. Among the issues that generated comments from different stakeholder groups (health plans, employers, consumers, and state regulators) are prescription drug formularies, provider networks, cost-sharing, plan design and funding, and plan disclose requirements.

On November 17, 2010, the Departments published an amendment to the interim final rules on grandfathered health plans. The amendment permits group health plans to change insurance carriers and still maintain grandfathered status.

So democrats foisted on America an incomplete law. They passed a law that continued and to be rewritten well after passage. It seems likely that it Obama continues to rewrite it this very moment.

With more than 20,000 pages, how can anyone even know if that’s true or not? HHS can continue to make changes at its whim.

Here’s a reminder of Obama promises


“I intend to keep this promise”

Except he never intended to keep that promise.

He knew. He knew he was throwing more than 5 million Christians to the lions as he spoke. He lied to get this atrocity passed. He lied before, during and after them period in which the grandfathering rules were being written. He made promises. He made covenants with America.

He lied. It’s the biggest con job in American history. Never has there been such a policy lie of this magnitude. Never. Never has one party so badly defrauded this country.

The so-called grandfather clause was designed to eventually kill off most insurance plans.

Similarly, ACA’s grandfather rule promises that we can keep our health plans, but in reality, our health plans will likely not be able to keep their grandfathered status for very long. Section 1251 of the Affordable Care Act expressly preserves plans in existence on the date of enactment,20 March 23, 2010, and excepts them from a number of new federal requirements under ACA.21 Like the end-of-life counseling and state innovation waiver provisions, the Administration enacted reregulation not at the level of public, congressional debate, but through the intricacies of administrative rulemaking. The regulations implementing ACA’s grandfather rule establish narrow parameters for plans to retain grandfathered status.22 In essence, plans can make changes only for the benefit of plan participants and at the expense of the plan.23 Under those strictures, it will be nearly impossible for most plans to meet the requirements; accordingly, most will almost surely forfeit grandfathered status.

Obama flitted about the country selling a lie and doing it repeatedly. He has forfeited the trust of America and does not deserve another chance- the potential cost is too high.

What won’t he lie about? Is there anything?

Keith Ablow observes that lying to America is easy for Obama because you’re so much more stupid than he:

Why does it seem so easy for the president to tell such a gargantuan lie?

Here’s why:

– In order to feel guilty about deceiving someone, an individual must have respect for that person.

– He must consider the other man or woman his equal.

– He must believe that depriving the other man or woman of the truth would be a sin because it deprives that person of free will. Because without the facts, competent people can’t make informed decisions.

But I do not believe the president sees most Americans as competent. I believe he sees them as children, who cannot think for themselves, nor support themselves, nor defend themselves.

And because he believes this is a nation of children who are powerless to truly decide anything knowledgably, withholding certain facts from them “for their own good,” is no different than telling the kids a few harmless lies to keep them safe and settle them down and calm their anxieties.

“This doesn’t taste bad,” a father might say to his daughter before giving her medicine, even when he knows it will. The lie is forgivable. It’s meant to keep his little girl from being too anxious and refusing what she needs.

But tell a competent adult something tastes good when it will make him gag, and you’ll be, rightfully, seen as having deprived the person of information he deserved.

This president was lied to by his father who abandoned him, by his mother who abandoned him and by the grandmother who hugged him, but also revealed that she distrusted men of color.

Now, he wants to be the only adult in town. He needs that much power to feel safe, because he was that disempowered and unsafe in the past. So, to him, we’re incompetents.

To him, we’re just kids who need to take our medicine. And lying is the easy and justifiable way to get the job done.

By the way, Obama didn’t really apologize.

And I am sorry that they— you know, are finding themselves in this situation, based on assurances they got from me.

He LIED, but he never admitted to lying. He was sorry that you were so stupid that he had to lie to you. Now, as you listen to Obama continue to lie, Pelosi continue to lie, Hoyer continue to lie, remember the words of Adolf Hitler:

All this was inspired by the principle–which is quite true within itself–that in the big lie there is always a certain force of credibility; because the broad masses of a nation are always more easily corrupted in the deeper strata of their emotional nature than consciously or voluntarily; and thus in the primitive simplicity of their minds they more readily fall victims to the big lie than the small lie, since they themselves often tell small lies in little matters but would be ashamed to resort to large-scale falsehoods. It would never come into their heads to fabricate colossal untruths, and they would not believe that others could have the impudence to distort the truth so infamously. Even though the facts which prove this to be so may be brought clearly to their minds, they will still doubt and waver and will continue to think that there may be some other explanation. For the grossly impudent lie always leaves traces behind it, even after it has been nailed down, a fact which is known to all expert liars in this world and to all who conspire together in the art of lying.

—Adolf Hitler , Mein Kampf, vol. I, ch. X[1]

And please, none of the fabricated outrage of the Nazi comparison. It is most apt. It fits. Democrats have set a new standard for deceit in American government.

This is the smoking gun.

Before this is done democrats are going to beg for repeal.

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Well, right off, I’m going to assume the lefties have their panties all in a wad as you in their eyes equate their esteemed leader to our boy Hitler but what the hell, fact is fact. But one really has to go beyond the “lies”.

The open disdain this President and his allies (and once again I include many entrenched Republicans in this) display is something I have never seen in my lifetime. The hate and defiance for our ideals is there for all to see. Be it, Fast and Furious, the IRS, Healthcare or worse of all Benghazi, the lies in my eyes border on the edge of treason.

And let us not forget the compromised Press, those who justify the lies as “having to be done so as to pass the bill because the public is too dumb to understand”. As I have said many times in the past, this is not a new phenomenon. Our boy Hitler, just as the leftist in the White House wrote a book well before being elected as Chancellor (I think that’s what it was then, apologies if wrong title). The truth was there, but no one bothered to pursue it or report it. Germany was in dire straights at the time and the people voted for the false promise, looking only at the surface rather than digging for the truth. A compromised press closed their eyes to their basic job and as history is showing, we did not learn the lesson of that and so many episodes in world history. So as in the past, the lies outweighed the truth and a mind dead (one that has been indoctrinated in the schools and by the the propaganda industry known as the main stream press) electorate chose to once again put their faith in a phony wanna be dictator!

I don’t say that lightly. Every action this man has taken for all practical purposes is against everything I feel our founding fathers gave us. Much worse than that though is the complete disregard for the Law of the Land this President has shown. From my point of view, he feels the Constitution and the rule of law does not pertain to him. He can change things with impunity because he thinks he is the almighty leader. No one must question him and if they do, they become the enemy of the state! Ask any Tea Partier about that analogy. Think of that! We have in fact a Defacto dictator in office and the Media and his lackeys and those of both sides that put power over the people as their main end keep defending him.

Even now, we have ideologues marching in lockstep with a President who seems determined to push this country into the scrap heaps of history in the same manner so many other countries have fallen. History shows government with leaders who cannot be trusted, fall! This President and far too man of our leaders cannot be trusted. No liar can be trusted!

I can barely wait.
@Greg and @thisone will soon be heard from.
Obama is a solid progressive. He must feed us the castor oil, because it is good for us. See how the North Koreans love their Dear Leader! Watch how the Cubans love their Fidel! See how the Russians want a return to the USSR. Of course there are a lot of former North Koreans whose voices are not heard, since they are dead. But the rest know better than to protest.
DrJohn, you are history. Socialism is the wave of the future. We have been told this.
A true progressive society already exists in Iran, where everything is prescribed (and proscribed) by the Sharia police. We have a similar situation, with the cops telling us about toilets, light bulbs, cars, pajamas, toys, and everything else. We can’t drill for oil. We can’t get shale gas. We have to have wind farms and kill eagles and bats. We have to waste billions importing diesel in order to make ethanol from corn (why not use kudzu instead?) Our lives are no longer our own. We are slaves of the Sovereign State, which will dictate to us how we will work, where we will work, how much we will be paid, what we will wear, and so on.
All Hail Ø!
Seriously, folks, it is 1775 all over again, and we are up against a tyrant. Then it was the British Parliament, now it is the Bureaucratic State.
Time to throw the bums out!

Pelosi parroted the Dem talking point du jour that is, ”once you get to have ObamaCare, you will find that you like it.”

There’s a lot wrong with that, most importantly being you having to accept ObamaCare first as a premise of anything else.
Once you get injected with morphine, but before it KILLS you, you like it, too.
ObamaCare kills incentive and competition.
ObamaCare transforms America into something else.

The comparison is of course accurate.

Despite the Left’s futile revisionist lie that the Nazis were only pretending to be socialists which popped up about 10 years ago, the fact remains that Hitler and his National Socialist German Workers Party were in fact Leftists. Their policy making proves it.


Compare the quote from Mein Kampf above, with Politico’s excuse for the lie:

From the start, the plan was more complex and unpredictable than Obama liked to acknowledge, reliant as it was on the profit-driven market forces of the private insurance industry, individually regulated in all 50 states. And his strategy for selling it was always based on an unspoken assumption that the public could not tolerate such unpleasant truths.


So….we should drop Obamacare and continue to let people die when insurance companies drop them when they’ve reached their lifetime caps? Or should we continue to let insurance companies deny coverage based on a pre-existing condition? Or should we let kids die becasue their parents couldn’t afford quality coverage? Or should we continue to drop kids from their parents coverage when they reach 21? Or should we continue to let people go into bankruptcy and sell their houses to pay for treatment? Or should we continue to have to have fundraisers at the local Fire Hall to help some a family pay for their kid’s surgery?

So it’s OK with you to pay higher taxes and strain our economy to pay for those who have no health care or sub-par polices which make your own policy skyrocket at the rate it has been for the past decade?

Get real, people.

@This one: If you would get real y0u would admit 0-blamacare is a loser and doomed to fail!! You would also admit that 0-blama lied to America! Now as far as addressing the issues you bring up regarding the current state of health care and the health insurance industry, who sais that just because Oblamacare is a loser that that these issues should NOT be addressed?? Your comments demonstrate talking points but that’s where it ends!! NO one has said healthcare could not be improved!! Geeeez pull your head out of O-blama’s butt please!!


The hate and defiance for our ideals is there for all to see.

I have to agree. There is so much contempt…especially from the Left…and yes also from the Right. But, those on the right with all their contempt surely are not ‘true’ Conservatives…

I agree with all else you wrote too…

when President Obama looks in the mirror, this is what he sees.


@joetote: #1

The open disdain this President and his allies (and once again I include many entrenched Republicans in this) display is something I have never seen in my lifetime. The hate and defiance for our ideals is there for all to see.

It’s kinda like our government has been infiltrated with the intent to overthrow it. Could this actually happen?

@This one: #6

So….we should drop Obamacare and continue to let people die when insurance companies drop them when they’ve reached their lifetime caps?

obamacare has a panel that will work just like the Canadian health care system. If you are old enough, and it will cost too much to take care of you, you are not treated. The British are known for their bad teeth, because there aren’t enough dentists. The medical system regulates them, and has a lottery to decide who gets to go to a dentist.

I have a simple solution. Let’s set up obamacare SEPARATE from other medical policies and let each individual decide for themselves which one they choose. I don’t mind my tax money going to someone who has a severe medical problem through no fault of their own, but I don’t want to pay someone

Has your insurance company dropped you yet? If so, how much will you have to pay under obamacare compared to your private insurance?

@Charlie daubitz: They misspelled BITCH, that’s what his Down Low buddies at the Bath House call him.

Oh, but it gets even better.

Not only are you at risk of losing your health insurance, even your employer based health insurance, and having your premiums go up along with your deductible going up, now you’re going to be on the hook to bale out the insurance industry when they occur such losses that would put any other business out of business.


And how much is Obama going to bail out the insurance company losses? Why, golly gee, only to the tune of up to 80%.

Many large corporations have dumped their retirees onto health exchanges. Is this a coincidence? I think not. We have not even scratched the surface of this obamacare disaster.

Watch the Democrat Politician up for ejection claim this as their argument!! It wasn’t in the law so I was ignorant of this fact!! BS

@This one:

The Feds gave out 4.4 billion to states to roll out Web Sites, I’m pretty sure we could have gave that 4.4 billion to those 30 million without health insurance instead of throwing it down a bottomless pit of Federal bureaucracy and fixed the the uninsured problem for quite sometime.

But that would be just to simple now wouldn’t it. Now we’re face with more people without insurance with no where to go to get it but a broken system that was never intended to work, with java script that 10yrs old and code that dates back to Dos* and a president that is forced to unenforced his own law.

You really can make this SH*T up. But wait there is more, Time to Bail out the insurance company’s which will not fix this problem of a “moral decay of governance”

Me Thinks you should “Get Real” … Humm me hears threw the grape vine that soon you will be able to sign up for ObamaCare threw a kiosk at your local mall, can’t wait for that one !!

@Buffalobob: #14
On The Kelly File, Megan reported on the fact that the obama administration knew that most of the employer based insurance policies will be cancelled. Fox News told of an October 16 report covering it, but obama is still saying, “You can keep it.”

@Common Sense: #15

Watch the Democrat Politician up for ejection….

I like that. I’m going to try to use “ejection” from now on.

A better excuse might be, “If I would have read the bill, and found out what is in it, I would have voted against it.” They then would have to hope that their voters don’t remember that it was the democrats who crafted the bill, so they had to know what was in it. You can’t build something without knowing what went in it, unless it was like a cartoon I saw many years ago, and should have saved. Save the good ones.

Two men were looking at blueprints, and a tall building that was being built was in the background. One guy said to the other guy, “Elevator? What elevator?” I can’t believe the democrats didn’t know there wasn’t an “elevator” in the obamacare bill THEY wrote.

A simple way to make health care affordable is to quit spending so much money, thus not taking so much out of paychecks, thus letting people have more money to spend on whatever type of insurance policy they choose. We could probably cut the budget at least in half if we would:

(1) Get rid of all of the welfare agencies, and put them under one. People are going to different agencies and getting money from several, and none of them know who is giving money to who.
(2) Get rid of the departments that were created for certain reasons that don’t exist any more.
(3) Get rid of pork barrel spending. Nothing should be added to a bill introduced except by the politician who introduced it. A politician who allows an amendment to their bill that give millions of dollars to other states would be voted out.
(4) Every federal agency should be voted on by each member of congress to keep it or end it. The vote should be on a regular basis. This way the politicians will know how many agencies there are, what they do, and how much they are allocated. Very few people know how many federal agencies there are. obamacare alone created over 100 of them.
(5) Politicians should be paid a flat rate, and the only perks they should get are ones that are directly associated with their job. They should pay ALL of their own expenses from there on. No free stuff any more.
(6) Sell the land and buildings that the federal government owns or rents that they haven’t used for many years, and won’t ever use.
(7) Get rid of the Income Tax, and replace it with the Fair Tax. I read an article years ago that told of the buildings the government rents just to store such paperwork, and each year more buildings are needed. Imagine how many billions will be saved if we get rid of the IRS, and eventually don’t have to rent buildings to store people’s and business’ income tax records. The Fair Tax wouldn’t have any individual paperwork, because you pay your taxes when you buy something.

Someone came up with the BRILLIANT idea that politicians should be paid a percentage of the GDP. If it goes up, so do the wages. If it goes down, so do the wages.

Two men were looking at blueprints, and a tall building that was being built was in the background. One guy said to the other guy, “Elevator? What elevator?” I can’t believe the democrats didn’t know there wasn’t an “elevator” in the obamacare bill THEY wrote.

That is like the one I saw in the New Yorker almost 35 years ago:

Two guys dressed in renaissance clothes are standing talking. One guy has a couple rolls of drawings under his arm and the Tower of Pisa is standing straight up in the background. The guy with the drawings says: “Well, I saved you a bundle on the foundation, but don’t worry — no one will ever notice!”


Someone came up with the BRILLIANT idea that politicians should be paid a percentage of the GDP. If it goes up, so do the wages. If it goes down, so do the wages.

Bad idea — the rats would find a way to artificially raise it when ever salary adjustment time came.

Under (7) you left out the horrendous amount of wasted time, man hours, etc etc etc just complying with all the dam tax regs and all the paperwork – etc that is nothing more than a bunch of holes drilled in the bottom of the ship of state — blame cheap labor overseas all you want – but the real reason a lot of industries have left US is over-regulation, and just plain CS harassment by government officials all the way down to the small towns who have been compromised for that good ole uncle sugar money. And of course our wonderous unions of the poor downtrodden American workin’ man.

@Budvarakbar: #21

…but the real reason a lot of industries have left US is over-regulation, and just plain CS harassment by government officials all the way down to the small towns who have been compromised for that good ole uncle sugar money.

As I have mentioned different times, as long as we have an election system where the candidates need to use someone else’s money, we will have this. Big business doesn’t want small businesses starting up, and they don’t want the ones existing now to continue. The harder it is to start a business and stay in business, the fewer small business there are. Since big business has the big bucks, big business wins by giving to both parties.

@Budvarakbar: #21
I forgot to reply to this:

Bad idea — the rats would find a way to artificially raise it when ever salary adjustment time came.

If they did, I doubt that they would be reelected. I’m guessing that the person who came up with the idea was figuring on a non-politician committee setting the percentage of the wages.

@This one:

They promised to cover pre-existing conditions, however they never promised to pay for it. People that have pre-existing conditions are paying higher premiums and even higher deductibles. Case in point, one man with diabetes has now a 7K premium and a $13,900 deductible. this means he has to pay out of pocket $20.900 before one read cent is paid. this means unless he has a catastrophic illness and/or medical issue he is self-insuring AND his money is being used to pay for someone else.

Illegals. They have been written into obamacare and get it for NOTHING (well they get free care now)

congenital and or terminal illnesses. Regardless if you are new born or elderly. You can and will be denied health care. Those death panels? they are not called that, but they are in the law. Did you read it? I did. Those with congenital and/or terminal illnesses will go before the board (staffed by people who can barely spell medical) and it will be decided and or you will be persuaded to either end your life early or take some pills to ease the pain until you do die.

Last month it was decided that hip and knee replacements are considered ‘comfort’ surgeries and will not be covered. The older you get you will get less medical treatment. Don’t believe me. Take a look at the UK. they have the same type of medical. 130,000 elderly died in 2012 because they were denied medical care. This is a way to purge the masses.

This law depends upon the young and healthy. However there are some flaws. First you can stay on your parents policy until you are 26. Second with the economy a lot of young people including those who graduated college cannot find a job. Thirdly, the attitude of today for a lot of young people is they don’t even want a job. Lastly, when you are young, you think you are invincible so health insurance is the farthest thing from your mind. So now you have this group and then you add the higher premiums and deductibles they can’t pay and where are you? “they” need by 1 March 7 MILLION PAYING customers to sustain this debacle. On day one they had 4.7 million visitors and SIX paying customers. Now they say they have been 100,000. However the kicker is that includes those who put plans in their cart and exited. So the number is not a true number because putting an item in a cart on any web site does NOT mean a sale.

Regardless this is NOT about health care, this is about control of the American people by the government. If you like history try reading about hitler. He was elected, revered, adored, adulated by the people INITIALLY. One of the first things he did was to force the people into the one-payer health care system controlled by the government. the next thing he did (concurrently) was to take away the guns from the people. Do you see any similarities? Additionally, there have only been TWO world leaders that have had their own symbols and that is hitler and obama.

@enchanted: #24
Some employed people are considering having their wages lowered so they will qualify fore Medicaid.

@enchanted: Well said!! And the liberal wachos cry and say Republicans don’t have a plan!! Or they say, Republicans don’t care and propose nothing. NOTHING would be better than 0-blamacare!! Without control of the Senate any Republican proposed healthcare laws would NOT have a chance thanks to dingy harry. What is also disgusting is the fact that Republicans do say there are issues with Health Care that need to be addressed but Demoncrats provide the talking points to the MSM so this never gets expressed!!

The true test of the durable viability of the Lie is the willing acceptance by the recipients and their ability to do something about it.

Does the country have the will and the means to do something about it? Remains to be seen…

What difference does it make? What does it matter any more? – Hillary Clinton

I guess we will find out on election day in November 2014. And no, the outcome is not a foregone conclusion either way. On that day we will find out if even a Republic exists. Just as a liar requires the existence of a dupe, the dupe requires the existence of a liar.

2 Timothy 4:3 (NIV) 3 For the time will come when people will not put up with sound doctrine. Instead, to suit their own desires, they will gather around them a great number of teachers to say what their itching ears want to hear.

What is their desire? It’s all about how you frame the debate. Germany was a Republic and Hitler gave them their desires. He gave them hope, stroked their pride, catered to their basest beliefs, vilified groups of people and the solution became obvious. The Final Solution.

@Smorgasbord: I appreciate your feedback and y0u are more than welcome to use it anytime, anywhere, anyplace!! I hope I am being prophetic!!

@Common Sense: #28
I hope I am being prophetic!!

I’m not sure “prophetic” is the right word here.

prophetic |prəˈfetik|
1 accurately describing or predicting what will happen in the future: his warnings proved prophetic.
2 of, relating to, or characteristic of a prophet or prophecy: the prophetic books of the Old Testament.

I could go along with inspiring, educational, revealing, thought provoking, etc.

When I first read your “ejection” comment, I pictured obama ejecting from his obama plane. If the “ejection” goes like his administration, with nobody responsible for anything that went wrong, then nobody would be accountable for the ejection system not being properly installed, and him having to go down with his plane.

I hope America’s Ejection System is both functional and effective!! If not our country is in store for a fatal crash landing!!

@Common Sense: #30
On election night, we all had better be in our bunkers so that the ejected don’t land on us.

@Smorgasbord: #10: Never forget Kruschev at the United Nations. “We will bury you. We will destroy you from within”

@joetote: #32

“We will bury you. We will destroy you from within”

obama and most of the other democrats have said the same thing. You just have to know how to interpret what they said from what they meant.