19 Feb

Proposed NY Bill To Force Gun Owners To Buy At Least $1 MILLION in Liability Insurance

Jason Howerton @ The Blaze:

The anti-gun bills continue to roll in. The latest bill, introduced in the New York State Assembly by Democrat Assemblyman Felix Ortiz, seeks to force all gun owners to purchase at least $1 million in liability insurance to cover any damages caused by firearms. It would be a mandatory requirement for anyone who owns a gun, as those who refuse to comply within 30 days would have their firearms confiscated.

“Any person in this state who shall own a firearm shall, prior to such ownership, obtain and continuously maintain a policy of liability insurance in an amount not less than one million dollars specifically covering any damages resulting from any negligent or willful acts involving the use of such firearm while it is owned by such person,” the bill, S2353, states.

“Failure to maintain such insurance shall result in the immediate revocation of such owner’s registration, license and any other privilege to own such firearm,” the bill adds.

Further, even if a New Yorker’s gun is stolen, they are still responsible for any damage incurred until a loss or theft is reported to the police. The bill has been reportedly been passed along to the Assembly’s Insurance Committee, according to the Washington Times.

The Examiner estimates that simple liability insurance for $1 million would cost gun owners about $1,600-2,000 annually.

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About Curt

Curt served in the Marine Corps for four years and has been a law enforcement officer in Los Angeles for the last 20 years.

5 Responses to Proposed NY Bill To Force Gun Owners To Buy At Least $1 MILLION in Liability Insurance

  1. Smorgasbord says: 1

    I’m guessing that the insurance is so that any crook or their family who is wounded or killed by the home owner can sue and get a large settlement. Do the crooks have to carry the same insurance so the ones they wound or kill can sue and get a large settlement?

    ReplyReply
  2. johngalt says: 2

    “Failure to maintain such insurance shall result in the immediate revocation of such owner’s registration, license and any other privilege to own such firearm,” the bill adds.

    Privilege?

    US Constitution, Bill of Rights, 2nd Amendment

    A well regulated militia being necessary to the security of a free state, the right of the people to keep and bear arms shall not be infringed

    It is a RIGHT to own and bear firearms, not a privilege.

    ReplyReply
  3. Art says: 3

    Sure! I can see a crack dealer calling up Met Life to get insurance rates.

    Is this a plea for help from the insane?

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  4. James Jaffer says: 4

    What’s with the Democrats on this one? They keep saying that they represent the middle class. This law will only affect the middle class. Does any think that $2000 a year will stop the upper class, who in most cases are politically connected, from buying insurance? Or, that a gang banger will purchase insurance? No, this is an attempt to disarm the middle class. It almost seems as if there is a race to get a law on the books, whether it makes sense or not

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  5. MOS 8541 says: 5

    NY is broke, this is another tax. OH! what is defined as a gun? Pistol, rifle, shotgun.? NY is a big hunting state. So even the farmer who has a shotgun to scar off the deer need insurance? See how quickly it will be in the courts-another tax. CJ Roberts says it’s no Tax. Who swore the fool in for his second term, the jackass who state that idiot care( which is pushed the us into insolvency) it was no tax. No other Justice wanted the job of swearing thie fool in.
    Yes, the US is insolvent.

    ReplyReply

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